Navigate the home loan process with confidence using our step-by-step guide to approvals and best rates.
A good [credit score](w) improves your chances of loan approval and better interest rates. Aim for 750+ before applying.
Lenders consider your income, liabilities, and job stability. Use online calculators or consult with MG Realtys for free pre-checks.
Choose between [fixed or floating interest rates](w). Compare banks like SBI, HDFC, ICICI & NBFCs for the best offer.
A longer tenure reduces EMI but increases total interest. Balance monthly comfort with long-term savings.
Prepare KYC, salary slips, ITRs, and property documents. Incomplete papers delay approval or disbursement.
Sanction is approval; disbursement happens after property verification. Track your timelines accordingly.
Look out for processing fees, prepayment penalties, legal/valuation charges. Always ask for a detailed loan breakup.
Your Trusted Real Estate Consultant in Pune. Delivering verified properties, free site visits, and complete home-buying support.
18 Latitude Mall, office No-308 2nd floor ,kate wasti road,Gaikwad nagar ,Punawale,Pune 33.
+91 77578 65989
mgrealtys01@gmail.com
